Is Adanwoh Safe? How We Protect Users and Handle Disputes
Any platform involving real money needs to answer this question directly. Here's a complete breakdown of how Adanwoh protects your money, verifies outcomes fairly, and handles bad actors.
Your Money Is Protected by Escrow
When a poster creates a dare, the cash reward is immediately locked in escrow via Stripe — one of the world's most trusted payment processors. The money is held in a segregated account and cannot be withdrawn by the poster while the dare is active. You will never attempt a dare and find the prize has disappeared.
If a dare expires without a valid completion, the full amount is returned to the poster's wallet automatically. There are no manual refund requests — it's handled by the system.
Four Layers of Protection
Stripe Escrow
All dare funds are held by Stripe, not by Adanwoh directly. Stripe is PCI DSS Level 1 certified — the highest level of payment security.
AI Proof Verification
Submitted proof is reviewed by Adanwoh's AI model, which checks for video/photo manipulation, timestamp consistency, and match to the dare description.
Human Moderation
When the AI is uncertain or a dispute is raised, a human moderator reviews the full submission. Payouts are held until review is complete.
Dispute Resolution
Either party can raise a dispute within 24 hours of a decision. Disputes are reviewed within 48 hours and result in a binding ruling.
What Content Is Banned
Adanwoh has a zero-tolerance policy for dares that involve:
- Any risk of physical harm to the darer or others
- Illegal activity in any jurisdiction
- Child sexual abuse material (CSAM) — zero tolerance, reported to authorities immediately
- Harassment, doxxing, or targeting of specific individuals
- Self-harm or encouragement of self-harm
- Gambling on sports events or political outcomes (in regulated jurisdictions)
Dares that violate these rules are removed immediately and the poster's account is suspended. Repeat violations result in permanent bans. Read our full Child Safety Policy.
How Disputes Work
If you believe an AI decision was wrong, here's what happens:
- Either the darer or the poster raises a dispute via the dare detail page within 24 hours of the decision.
- The payout (if approved) is held pending review.
- A human moderator reviews the original proof, the dare description, and any additional evidence submitted by both parties.
- The moderator issues a ruling within 48 hours. The ruling is final.
- If the ruling favours the darer, the payout is released immediately. If it favours the poster, the funds are returned to their wallet.
Frequently Asked Questions
Can a poster refuse to pay after I complete a dare?
No. The money is in escrow before you attempt anything. The poster cannot access it. Payouts are triggered automatically by verified proof — the poster has no ability to block or delay payment once proof is approved.
What if I submit genuine proof and the AI rejects it?
Raise a dispute immediately. A human moderator will review your submission within 48 hours. If the AI made an error, you will be paid.
Is my payment information safe?
Adanwoh never stores your card details. All payment processing is handled by Stripe, which is PCI DSS Level 1 certified. Bank account details for payouts are stored and encrypted by Stripe Connect.
What happens to my money if Adanwoh shuts down?
Escrowed funds are held by Stripe, not by Adanwoh's operating accounts. In the event of Adanwoh ceasing operations, Stripe's standard fund recovery procedures apply. Wallet balances are covered under Adanwoh's terms of service.
Can I be anonymous on Adanwoh?
You choose your display name — it doesn't need to be your legal name. However, to receive payouts you must complete KYC (Know Your Customer) verification via Stripe, which requires identity verification. This is a legal requirement for money transmission platforms.
Adanwoh is built to be fair. Try it risk-free — posting is free.
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